See that? Nothing to repay for the dead Over 75s, because it is issued "free of charge". Actually not so. It may be free to the user, but it costs the government (i.e. tax payers) £550 million to pay for the licenses of the over 75s. With an average life expectancy of 5 years, that implies a 20% chance of dying in any given year or 10% of the license going unused.
That is a £55 million annual windfall to the BBC in unrefunded license fees.